Monday, 4 April 2011

Business Liability Insurance, Insurance Covarage

You’re excited about being responsible for the expansion, innovation, competitiveness and profitability of your business. But keep in mind you’re also liable for the unintentional accidents, mistakes or injury in which you or your employees may be involved. Anyone who comes in contact with your business insurance can file a claim or lawsuit against you for many reasons, from funds needed for ongoing medical attention to unfulfilled promises stated in a business contract.


Farmers Business Liability Insurance helps your business stand strong through challenging situations by covering the associated cost of legal defense and legal damages you are obligated to pay up to the policy limits selected. Connect with a Farmers Insurance Agent who’s an expert in working with business owners and select from a wide range of options that fit your individual business insurance needs.

Your unique business faces a wide range of unpredictability, and Farmers Business Liability Insurance can help businesses mitigate potentially devastating lawsuits. Coverage examples include:
Premises and Operations
A customer at the store you own trips over a fixture and sustains a significant injury from the fall. Bills for multiple hospital visits are submitted to you for payment. Farmers Business Liability Insurance can cover these charges, as can cover the business owner should he be sued by the customer for negligence.

Products and Completed Operations
The deck you built a year ago was flawed, causing a new building owner fiscal disaster. A legal notice appears in the mail informing you of a lawsuit. The case goes to court and your former client wins. Farmers Business Liability Insurance can handle the defense costs and, if it comes to it, the legal damages for which the policyholder is responsible.


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