Nationwide works hard to help you choose the Alabama auto insurance coverage that’s right for your needs, goals and budget.
Alabama car insurance coverage you must have
Alabama auto liability coverage
Two types of liability coverage are available and required by law in the state of Alabama:
* Bodily injury safeguards your assets if you’re found legally accountable for a covered accident, including certain expenses associated with bodily harm sustained by the other party.
* Property damage safeguards your assets if you are found legally accountable for a covered accident, including property damage sustained by the other party.
When buying Alabama auto liability coverage, you’ll need at least the required state minimum amount, which is $25,000/$50,000/$25,000. Should an accident occur, you’ll get $25,000 coverage for bodily injury to one person per accident, $50,000 coverage for bodily injury to two or more people per accident, and $25,000 in property damage coverage per accident.
Liability may cover certain legal defense expenses, too, if you are sued for a covered accident.
Comprehensive
This type of Alabama auto insurance coverage is used to repair your vehicle when physical damage occurs from non-collision related incidents. Such incidents include theft, fire, vandalism, glass breakage, and contact with animals.
Collision
Collision coverage is used to repair your vehicle when physical damage occurs from collision with another vehicle or object.
