Tuesday 22 March 2011

Auto Insurance Coverage,Car Insurance

 Helps pay for damage to your vehicle if you hit another vehicle, another vehicle hits you, or your vehicle rolls over. Collision coverage can be a required part of your car insurance coverage if your vehicle is financed or leased.
Uninsured or underinsured motorist car insurance coverage
Helps pay for damages to your vehicle if it is damaged in an accident by an underinsured, uninsured or unidentified driver.
 Uninsured or underinsured motorist coverage also helps pay your medical costs and your passengers’ medical costs if an accident caused by an uninsured or underinsured driver results in injury. This car insurance coverage may also pay for lost wages and other damages. Auto coverage varies from state to state and is required in some states.
Medical expenses
Helps pay medical costs for you and your passengers in the event of an accident, regardless of who is at fault.
Loss of income
Helps pay lost wages due to injuries from an automobile accident. This type of auto insurance coverage can be especially important if you do not already have short-term or long-term disability benefits from another source.
Rental car reimbursement
Helps pay for your rental car or other transportation (such as bus or subway) if your car cannot be driven due to an at–fault accident or comprehensive claim.
Towing and labor
Reimburses for towing and roadside assistance charges if a vehicle with car insurance coverage is disabled. Typical services include: battery jump-starting, tire changing and locksmith services.

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