Insurance Claim, Insurance Policy

The policy period comprises the dates on which the coverage begins and ends. The standard form of liability policy covers only injuries and damages that you (or an authorized employee) come to know about within the policy period. The policy covers personal and advertising injury only when the offense was committed during the policy period.

Life Insurance , Health Insurance

An important part of a sound financial plan, life insurance from The Prudential  of America and its affiliates provides a valuable death benefit to your beneficiaries upon your death. Your beneficiaries can then use this money to replace some of the income you would have earned or to help pay off debts or other expenses.

Insurance Claim, Insurance Policy

Since insurance carriers cannot yet accurately factor this risk into their claims-paid formulae, any that provide domestic partner coverage are likely to hedge their bets with a general increase in premiums. Such a strategy would be unpopular with carriers and clients alike, and most insurers have taken up wait-and-see positions with respect to the domestic partnership issue, hoping against hope that it will go away of its own accord.

Property Insurance. Home Insurance

It is impossible to foresee the disasters, but it is possible to be prepared and protected. Property insurance does not prevent risks of fire breaking out in your house or your office burglarized, but it allows for sure recovery from any disaster outlined in your insurance policy. Property insurance protects you against such risks as fire, storms, flood, earthquakes, other weather damage and theft.

Car Insurance, Insurance Policy

In most states, it is illegal to drive without car insurance. Thus if you are a car owner, automobile insurance is a must. The right kind of car insurance is any driver's second thought, the first logically being the safety of their car. Car insurance makes such driver's nightmares as road accidents and car-jacking not so desperate. Car insurance is a contract between you and your insurance company, in which you agree to pay the premium, while the insurance company agrees to reimburse your loss as it is stated in your insurance policy.