Car Insurance, Insurance Policy

Many vehicles come with some kind of passive restraint system such as airbags or factory-installed motorized seatbelts. Airbags almost always provide a discount to car insurance premiums while other passive restraint system discounts will vary by company.
Finding cheap car insurance for young drivers is tough but if you are a student with good grades its very possible to get a car insurance discount based on your academic record.

Calculating the risk of a driver is particularly important for young drivers and car insurance companies have found people with good grades often pose a lower risk than those who do not.
Over 65? Ask about discounts based on your age and driving habits. Statistics show older people drive far less frequently than younger drivers and auto insurance companies recognize this fact by offering discounts to older drivers depending on the total use of their vehicle.
Yes, car insurance discounts are available simply because you went green and have a Hybrid vehicle. In fact, Travelers car insurance company advertises up to a 10% discount on premiums solely based on the ownership of a hybrid car.
More recently we have seen many car insurance companies start rewarding good drivers with premium discounts. A good driver is defined by most car insurance companies as a driver who has been accident / moving violation free for more than three (3) years. Some companies even offer a one time exception so if you do get in a single accident your good driver discount is still applicable.
As with any business insurance companies often sell multiple consumer products. Most providers who offer products such as home insurance or life insurance often extend discounts to car insurance rates if the policyholder has several policies with the same company.

Many more discounts are around so speak to car insurance companies, research online and start your car insurance comparison search by connecting with several companies.