Sunday 10 April 2011

Liability Insurance , Glossary of Insurance

 If you have been suspended because the Department of Revenue notified you to show proof of your insurance and you did not have any insurance in effect, OR because you were not maintaining insurance on the vehicle you owned and/or operated, you must send the following items to the Driver License Bureau before you can be reinstated:

Proof of liability insurance (copy of your insurance identification card). NOTE: If an accident was involved, you must submit an SR-22 insurance filing as the insurance identification card will not be accepted. The most commonly used proof of insurance is an SR-22 filing. Proof of insurance must be kept for three years from the date you became eligible to be reinstated.
Appropriate reinstatement fee as follows. Money order or personal check is acceptable. Please include your full name, address, date of birth, and driver license number.


Out-of-State Accident - If you have been suspended because you were involved in an accident in another state and you did not have any insurance in effect at the time of the accident, you must send the following items to the Driver License Bureau before you can be reinstated:
Reinstatement or Clearance Letter from the state where you were involved in the accident.
$20 reinstatement fee. Money order or personal check is acceptable. Please include your full name, address, date of birth, and driver license number.

Failure to Maintain Liability Insurance - If you have been suspended because you have failed to keep your insurance in effect for the three-year period required by law, you must send the following items to the Driver License Bureau before you can be reinstated:
Proof of insurance. The most commonly used proof of insurance is an SR-22 filing. The SR-22 filing is required if you were originally suspended because of a motor vehicle accident. If not, you can file proof of insurance by providing a copy of your insurance identification card. Proof of insurance must be kept for the remainder of the three-year period that you were originally required to maintain an SR-22 filing.

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