Liability Insurance, Business Insurance

Your basic General Liability insurance covers financial losses and the costs and damages resulting from claims up to the limit of your policy for bodily injury, property damage, personal injury (slander and libel) and advertising injury suffered by a customer that is caused by you, an employee or a subcontractor. General Liability insurance also covers the cost to defend or settle claims, even when they are fraudulent, although it typically does not compensate for punitive damages that are assessed for negligence or willful misconduct. It is possible to purchase a Commercial Umbrella Liability policy to guard against claims of that nature. 

General Liability does not cover replace Employment Practices Insurance, Errors and Omissions Insurance or Directors and Officers Insurance (if your business requires that coverage).

Policies for General Liability coverage affordably priced, however your quotes will depend on the size and type of your business, where your operation is located, your previous claims history and loss experience among other factors. Coverage is typically capped at a specific dollar amount for your policy period. That’s why it’s important to fully assess your risk exposure and purchase a policy that will best protect you.

It pays to shop for General Liability insurance. You can get competitive quotes from one or more insurance companies by completing the form at the top of this page. If you do not wish to purchase coverage now, please leave your policy expiration date on the form provided. When your expiration date is closer, you will be contacted so that you can comparison shop for General Liability insurance at that time.