Sunday, 3 April 2011

Auto Insurance Premium, Insurance Value

What is Farmers doing to control car insurance costs?
We have a network of reliable auto repair facilities for the highest quality repairs at competitive prices.
We vigorously oppose frivolous lawsuits.
We have an active Anti Fraud Unit.


We offer a youth driving safety education program to all parents of young drivers.
We actively support organizations devoted to auto safety, including funding anti-drunk driving efforts and those dedicated to improving youth driving safety.
We offer Annual policies to keep your rates stable.
We offer the Farmers insurance Flex program to lock in your rates and forgive you for accidents.
What deductible should I choose?

The higher the deductible, the lower the premium - but the more you'll pay out of pocket in case of a claim. The lower the deductible, the higher the premium - but the less you'll pay if you have an insured claim.

Does the kind of car I drive influence my auto insurance rates?
The car you drive can have a substantial impact on your auto insurance premium, especially the amount you pay for your comprehensive and collision coverages. The insurance rates for comprehensive and collision coverage are determined by looking at the type of vehicle loss history - how often it is stolen, and how costly it is to repair or replace after an accident. Your Farmers agent can help you by letting you know which vehicles are better insurance value

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