Tuesday, 5 April 2011

Cheapset Auto Insurance, Car Insurance

Here are some tips to consider while shopping for a quality provider and affordable rates:
Shop around: Use the Internet and your phone to obtain free quotes from several insurance companies. Additionally, if you are planning to purchase a new or used vehicle, make a phone call to your insurance agent—or prospective insurer—and obtain quotes for the vehicle. Many factors .
Such as different models, different engines and accessories—can impact your cost of insurance.
Maintain a clean record:

 A good driving history is your best defense towards obtaining and maintaining affordable insurance. Obey traffic laws, keep a light foot on the accelerator, and—if you choose an insurer that uses credit scoring in their evaluations—pay your bills on time.


Bundle your insurance: Many insurance companies sell other types of insurance, such as homeowners, renters or condo insurance, or mechanical breakdown protection. Consolidating your insurance policies with a single provider can create a substantial discount on your premiums.
Drive an economical car: Insurance rates are partially based on the type of car you drive. If your vehicle has low safety ratings, a high theft rate or a high incidence of vandalism, you may pay a higher premium.

At Mercury Insurance, our low rates are just the beginning. Talk to a Mercury agent today and ask for a free rate quote.
Another step is to check the credit-worthiness of your insurance company through Moody's, Standard & Poor's and AM Best. If your insurance company has a strong financial rating, chances are excellent that it will have the ability to withstand a major catastrophe, such as claims produced by a hurricane, flood, earthquake or wildfires.

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