Commercial Vehicle Insurance , ATV Insurance

Collision coverage comes into play when there is damage to your ATV through a collision. The collision can occur with another vehicle, a parked vehicle, tree, rocks and tree stumps, and things of that nature. Again, you will need to pay the agreed upon deductible, but then the collision insurance takes care of the rest. Keep in mind that ATV insurance collision coverage does not normally pay for minor scratches. 

Dings to the vehicle as these vehicles are often driven in wild and remote areas and slight damages such as this are considered normal wear and tear.


These are two of the most important types of ATV insurance to have at all times. These types of insurances pay when someone is hurt or killed as a result of your actions or when damage has been done to other people's property. Without this insurance, you can be sued in court and lose everything that you own, including your home and other assets. Many US states have established minimum levels of coverage for both bodily injury and property damage insurance. In some states, you will not be able to register your ATV until you can show proof of insurance. Operating the ATV on public roads without insurance can lead to arrest, confiscation of the vehicle, and other legal issues.

There may be occasions when someone who does not have insurance (or not enough insurance) damages your ATV or injures you and your passengers. With uninsured motorist coverage, your insurance company will help pay the costs of damages and injuries. As mentioned above, first learn what your state requirements are and then shop for the best ATV insurance coverage at the best price.
Things To Think About

How much off-road activity do you do? Where do you ride? Do you do it alone? Do you have the correct equipment? Does your policy cover other riders, or only you?