Friday 8 April 2011

Insurance Law, Insurance Companies

On December 15th 2009 my husband was driving home from his brothers. There was a trailblazer in front of him and a taurus to the right of the trailblazer. The taurus wanted over but the trailblazer wouldnt let him over. The intersection they were coming up on turned red. The cars insurance stopped once the light turned green they accelerated once they were back up to the speedlimit approx. 35mph the taurus cut off the trailblazer leaving very little room.
The trailblazer then bright lighted the taurus because he had cut him off.

My husband still behind the trailblazer thought the road rage was over and continued at regular speed. The taurus then slammed on his breaks causing the trailblazer the rear end him and then my husband in a honda accord to rear end the trailblazer. Both the trailblazer and the taurus had State Farm Insurance when we on the other hand had American Family Insurance.

Our insurance company investigated and found that we should not be liable in any way shape or form because we did not cause this accident. State Farm denied liability for our car saying that my husband is liable for 100% of this accident, Makes no sense! If they truly believed that we were liable they would be fighting our insurance to pay for the other damages, right? Well they are not they just keep saying that we are liable and the 1st driver even got wreckless driving tickets.

Our 2002 Honda Accord LX Coupe is totalled, we have a 1 year old son and no car. We are both only 19 years old without college due to the fact that we have a 1 year old. So this is definitely been a horrific 3 months. Between trying to get my husband to work having other working family members work around our schedule and trying to take our son to dr. appointments. None of this is our fault but we are suffering and its unfair on state farms behalf.

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