Sunday, 3 April 2011

Auto Insurance Discounts, Special Insurance Coverage

Farmers offers many auto insurance discounts to help keep your auto insurance premiums as low as possible. Discounts vary by state.Types of discounts available include:
Accident Free: In some states you may be eligible for a discount based on your driving history.
Good Student: Drivers under 25 years of age who are full-time students in high school or college and have good grades may qualify.

Auto/Home: You can save money on both auto and homeowners insurance by purchasing both of these policies from Farmers.

Multi-Car: If you own two or more vehicles and insure both of them with Farmers, you may qualify for the Multi-Car discount.
Teen Driver: Teens who complete the Y.E.S. (You're Essential to Safety) driver safety awareness program may qualify for a discount.
Alternative Fuel - Owners who drive hybrids and other alternative fuel vehicles may save 5% on all major coverages.


What are the safest cars to drive?
Even the safest cars are dangerous if not driven safely. However, discounts are available for drivers who drive cars with air bags, anti-lock brakes, and electronic stability control. Additionally, your Farmers agent can help you by letting you know which vehicles are better insurance values.

Does my financing affect my insurance needs?
Some leasing and auto loan companies require specific levels of coverage. Your Farmers agent can assist you in determining how much coverage best suits your situation.


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