Tuesday, 5 April 2011

Auto Insurance Premiums, Car Insurance

Most people are looking for a low car insurance price.  In many cases, it’s the choices you make about the coverage you want that determine the cost of your car insurance premium.
Auto Insurance Premiums

Companies look at the following factors to determine your car insurance premium:

What you buy
How many coverages you buy
The deductibles

Find out more about types of auto insurance coverage.
What kind of car you drive

If you are buying or selling a car, you will need to re-evaluate your auto insurance needs.

Generally, the more expensive the car, the higher the auto insurance price.
Where you drive

Generally, due to higher rates of vandalism, theft, and accidents, urban drivers pay a higher auto insurance price than those in small towns or rural areas.
How much you drive

People who use their car for business and long-distance commuting normally pay a higher car insurance premium than those who drive less.
Your age, sex and marital status

Accident rates are higher for all drivers under age 25, especially young males and single males. Car insurance prices in most states reflect these differences.
Your driving record

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