Aviation insurance is a broad term and it applies not only to fixed-wing aircraft but also to helicopters. It normally includes the aircraft itself, often referred to as hull insurance, and in many states and foreign countries must also include insurance for the pilot and passengers as well.
Obtaining Your Aviation Insurance Policy
Obtaining Your Aviation Insurance Policy
Not all insurance carriers offer aviation insurance. With the increased popularity in flying, however, it is easier to find quality insurance now than it has ever been in the past. Some companies offer nothing but various types of aviation insurance, while others offer basic policies.
As part of obtaining your coverage, you will need to fill out an application form. The information you provide on the application form will determine if the company feels comfortable covering you or not. It is important that all of the information you provide is correct and up-to-date.
When aviation insurance companies consider taking on a new customer, they will often look at the following: type of aircraft, individual pilot qualifications such as total flying time, time in aircraft type, certificates and ratings, operation purposes including pleasure, commercial, or business, and the aircraft's home base of operations.
Types of Aviation Insurance
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