Some insurance companies limit where you can go with your watercraft and still be covered, or they charge you extra if you travel. With Progressive's watercraft insurance policy, you can follow the sun because you're covered at no extra charge on all inland lakes, rivers and navigable waterways of the continental United States and Canada, including ocean waters within 50 miles from the coast of the U.S. or Canada.
Think about replacement costs.
Boats and personal watercraft depreciate just like cars do. A homeowners policy will only pay you actual cash value for your boat or personal watercraft, which could make it difficult to replace if it's destroyed. But with Progressive watercraft insurance, you have that option and more. With Total Loss Replacement, we'll replace your boat or personal watercraft with a brand new model if the loss is within the first five model years. We also offer Agreed Value coverage no matter how old your boat is.
Look for loyalty rewards.
Consider doing business insurance with a company that values its relationship with you and rewards you for sticking around. At Progressive, at each claim-free renewal, we decrease your deductible by 25 percent. The Disappearing Deductibles feature comes standard at no additional charge on Agreed Value and Total Loss Replacement policies.
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